“And forgive us our debts, as we also have forgiven our debtors.” (Matthew 6:12, NASB)
The last element of the Lord's Prayer looked to God for daily provision. The next thing we are instructed to include in our prayer lives is an appeal for daily pardon.
Forgive us our debts. As Christians, we are instructed to seek forgiveness from God and confess our sins to Him on a regular basis. We do not do so to escape His eternal wrath. That redemption was taken care of at the cross and applied to us at conversion. In our regular confession and repentance we are no longer running from wrath; we are running to holiness. The lost person repents to be rescued from hell. The saint repents to be purified for heaven.
As we also have forgiven our debtors. Jesus links God's forgiveness of us with our forgiveness of others. Our experience of God's forgiveness is not based on our forgiveness of others, but it is tested by it. There is a simple principle that should make its way into our prayers and lives. Forgiven people are forgiving people. Anyone who has experienced the forgiveness of God should be in the practice of reciprocating that forgiveness to others.
Make it a practice to confess your sins to God, asking Him to increase your holiness. And ask Him to help you extend His forgiveness out to others.